This is a fundamental misunderstanding of currency. Currency is primarily a medium of exchange, not a "store of wealth", and is managed to function that way by the Fed. The Fed intentionally shoots to have a low and steady rate of inflation to discourage the holding of dollars, and for sound economic reasons. A currency that holds at a zero percent rate of inflation can easily tip into deflation (the condition that BTC is designed to have) and a deflating currency discourages exchange...why buy that car or house or guitar or new kitchen today when it will be cheaper next month?).

Currently BTC's only real value is as a speculative commodity, and that's all people buy it for, to "HODL" in hopes that it's exchange rate will increase and they will be wealthier when they sell it. If the only way that it can be put into commerce is to build another tech layer on top of it then it's just a matter of time until another crypto, designed to hold STEADY valuation and settle transactions at that lightening speed AND at a profound volume in order to actually serve as a currency supplants it.

Don't know if you have ever owned or operated a business...I have for many decades (now retired) and I can tell you we had less than zero interest in switching to some kind of crypto. Our relationship with our banker was crucial to doing business. From billing customers, a weekly or monthly necessity, paying suppliers, subcontractors, insurance and workers comp, making payroll particularly when cash flow didn't match paychecks, paying quarterly taxes, all of those actions depend on the trust and acceptance of all the players of the currency system and banking system that we ALL use. The thought of dropping an existing, seamless and predictable accounting, credit, and payee/payor system for some new IT startup would be madness.